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Free Quiz

How Much Do You Know About Mortgages? - Basics Quiz

No stupid questions. Let's see where you stand.

Current Rates — Insured Mortgages

Updated 2026-04-06
3-Year Fixed 4.34%
5-Year Fixed 4.39%
5-Year Variable ? 3.7%
The variable rate is calculated as the lender's prime rate (currently 4.45%) plus or minus a lender adjustment. Your variable rate can change with each Bank of Canada announcement.

Does this rate apply to your situation? Book 15 minutes to find out.

Rates subject to change at any time without notice. These rates are for insured mortgages (down payment under 20%). Confirm your rate.

This tool provides estimates for informational purposes only. Actual rates and results depend on your specific situation. Rates last updated 2026-04-06. Rates are subject to change at any time.

Start Here If You’re New to Mortgages

Buying a home is one of the biggest financial decisions you’ll make. Understanding the basics gives you confidence and helps you avoid costly mistakes. This quiz covers the essentials - and teaches you as you go.

You Don’t Need to Be an Expert

That’s what I’m here for. But knowing the fundamentals means you’ll ask better questions, understand your options, and feel more confident throughout the process.

What Comes After the Quiz?

If you want to go deeper, a 15-minute Mortgage Basics Call is completely free. No application, no credit check, no pressure - just plain-language answers to your questions. I’m bilingual (English/French) and based in Eastern Ontario.