Dominion Lending Centres Integrity Financing | Brokerage Licence #10933
Each Office Independently Owned & Operated FR
Free Tool

Your Personalized Mortgage Checklist - Nothing More, Nothing Less

Answer 5 quick questions. Get exactly what you need to prepare.

Current Rates — Insured Mortgages

Updated 2026-04-06
3-Year Fixed 4.34%
5-Year Fixed 4.39%
5-Year Variable ? 3.7%
The variable rate is calculated as the lender's prime rate (currently 4.45%) plus or minus a lender adjustment. Your variable rate can change with each Bank of Canada announcement.

Does this rate apply to your situation? Book 15 minutes to find out.

Rates subject to change at any time without notice. These rates are for insured mortgages (down payment under 20%). Confirm your rate.

This tool provides estimates for informational purposes only. Actual rates and results depend on your specific situation. Rates last updated 2026-04-06. Rates are subject to change at any time.

Know Exactly What You Need - Before Your First Call

Nothing slows down a mortgage more than missing documents. This tool generates a checklist tailored to your exact situation so you can walk into our first conversation fully prepared.

Why This Matters

Different situations require different paperwork. A salaried employee renewing their mortgage needs far less than a self-employed person buying an investment property. Getting the right list upfront saves days of back-and-forth.

What to Expect Timeline-Wise

Pre-approvals typically take 1-2 business days. Full approval after an accepted offer takes 3-7 business days. Renewals and switches can be completed in 2-4 weeks. I’ll keep you informed at every step.